Getting a new pet is an exciting time. Before you know it, they’ve taken over your whole life (and heart). Whether it’s a playful pup racing around the garden, a mischievous kitten exploring every nook, or even a calm horse joining your countryside routine, these animals quickly become a big part of the family.
While all that love and fun comes with so many happy moments, it also brings a fair share of worries, especially when it comes to their health and wellbeing.
Here’s the one thing you should do straight away to ensure peace of mind.
The hidden costs of pet ownership
We all expect to spend a bit on food, toys and check-ups but some of the most expensive parts of pet ownership are the ones you don’t see coming. From sudden illnesses to ongoing conditions, vet bills can climb quickly. Here are just a few examples that highlight why having lifetime insurance cover in place matters.
The most common dog health issues
Since dogs can’t speak up when they’re unwell, it’s our job to notice the little changes that might point to a health problem.
- Gum disease
- Ear infections
- Obesity
One of the best ways to look after your best friend’s health is making sure they have the right dog insurance in place.
The most common cat health issues claimed on pet insurance*
These are the most frequent cat health concerns reported on pet insurance claims and the ones every owner should know about.
- Gastrointestinal disorder finding - £464.63 average claim
- Hyperthyroidism - £218.41 averge claim
* Figures are based on all Agria Pet Insurance claims received between Nov 2023 and May 2024.
Having lifetime cat insurance means you won’t have to choose between your finances and their wellbeing if any of these issues crop up.
Most common horse health conditions claimed on pet insurance*
Here are some of the most common health conditions horses face and the costs of treating them, as shown by the average insurance claim.
1. Equine gastric ulcer syndrome (EGUS) - £616.89 average claim
2. Pelvic limb (hindlimb) issues - £459.12 average claim
* Figures are based on all Agria Pet Insurance claims received between Nov 2023 and May 2024.
When unexpected illnesses strike, horse insurance can make all the difference in getting your pet the care they need, without delay.
Most common rabbit health conditions claimed on pet insurance*
These are the 10 rabbit health problems that vets see most often on insurance claims.
1. Primary ileus - £494.33 average claim
2. Dental (tooth) disorder - £364.28 average claim
* Figures are based on all Agria Pet Insurance claims received between Nov 2023 and May 2024.
They may be small, but rabbits can face big health problems. Having rabbit insurance means you can focus on helping them get better, not how to pay for it.
Why should you get lifetime pet insurance?
Pets don’t come with guarantees and health issues can arise unexpectedly. Lifetime pet insurance means your vet bills are covered for illnesses, accidents, and chronic conditions over the years so you’re never caught off guard when your pet needs ongoing care.
For pets that love roaming the countryside or garden, this coverage is especially reassuring, protecting them from the kinds of outdoor mishaps and illnesses that can happen.
Why do so many pet owners trust Agria’s lifetime pet insurance?
There are plenty of options, but Agria stands out for a few key reasons that truly matter when caring for a pet:
1. No catches
Many competitors have policies that are per condition or time-limited. Not with Agria. Take out a lifetime policy and your pet is covered without any of the catches.
2. Eco-friendly
Agria are the UK's first carbon positive pet insurer. Find out how Agria give more to the environment than they take and calculate your pet's carbon footprint.
3. Annual vet fee resets
Your vet fee limit resets annually. This means that if your pet requires year to year treatment for a chronic condition, they’ll be covered so long as you renew your policy.
4. Higher vet fee limits
Agria can cover dogs and cats for up to £20,000, horses up to £10,00 and rabbits up to £2,500. This coverage is far greater than competitors who offer similar plans.
5. Dental cover included
Often excluded elsewhere is dental cover – Agria includes this in most of its plans. A nice to have!
6. Ethical
Agria work closely with animal welfare, vets, breeders and rehoming organisations. We’ve donated over £1.2 million to support animal welfare in the UK. Learn more about Agria's dedication to animal welfare.
7. A sole focus
Other providers may focus on other insurance types. Agria specialises in lifetime pet insurance, the only pet insurer endorsed by Crufts and are a major sponsor of the event.
How do I get lifetime pet insurance?
Keen to get setup? Head on over to Agria’s how to claim page and you’ll be guided through how to make a claim and get a quote, whether you’re a pet owner or a vet. It also provides information on what you can’t claim for, amidst many other frequently asked questions.
